What Is The Limit On 401k Contributions 2024 Married Filing Jointly. Married couples filing jointly can each make the maximum contribution to an ira as long as their combined income exceeds the amount they're contributing, even if one spouse doesn't meet the. If you’re a head of household you must make less than $57,375 (up from $54,750).

Divide the result in (2) by $15,000 ($10,000 if filing a joint return, qualifying surviving spouse, or married filing a separate return and you lived with your spouse at. 401 (k) contribution limits 2024: